Loan Calculator

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My income

Per month
(Monthly Income)
Per month
(Income you receive from an investment property)
Per month
Per month
(including rental income at this property if it is an investment property)


Per month
(If you'll pay rent once you buy a property)
Per month
(If you already have a home loan)
Per month
(Total repayments e.g. personal, student, car loan)
(Combined limits including store cards)

May be able to borrow up to

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The calculator on this page is provided as an estimate only and based on the assumption that the interest rate used remains the same for life of the loan. Any calculations are on the rate that applies for the initial period of the loan e.g. for fixed rate options, the repayments are for the initial fixed rate period only.

Weekly / fortnightly amounts only apply when paying by Direct Debit. All other payment methods, require payment of the monthly amount.

During an interest only period, interest only payments do not reduce the loan balance. At the end of an interest only period, repayments may increase to cover principal and interest components.

Interest rates referenced are current fixed rates and may change, at the expiration of the initial period of the loan.

Calculations are not a loan approval. Applications are subject to completion of an application form (with payment of the application fee), credit approval, satisfactory security and minimum deposit requirements. Conditions apply to all loan options. Full terms and conditions will be set out in a formalloan offer, if made.

For investment loans, negative gearing may be applied in determining borrowing capacity. Availability will depend on Meriton’s credit policy, security for the loan, loan attributes and other information that provided.

Australian residents (local buyers) and Non-Australian residents (offshore buyers) may be able to borrow up to 90% of the purchase price subject to credit approval.

Meriton recommends that each applicant seek independent, professional financial advice before making any decision based on this information.