Finance Services

At Meriton we are able to assist clients in purchasing their new apartment with a range of financial services, information and incentives.

Meriton Property Finance

For over 50 years Meriton has helped thousands of buyers secure their dream home through Meriton Property Finance. At Meriton we are able to assist clients in purchasing a Meriton apartment by offering a low-cost mortgage loan. Whether you are a resident or nonresident, investor or owner, Meriton Property Finance will gladly consider your application.

Current interest rate

  • 4.75% fixed interest rate for 3 years (NSW comparison rate 4.82%, QLD comparison rate 4.83%), excluding Kailani (Warriewood), up to 90% lend. 
  • 4.75% fixed interest rate for 2 years (comparison rate 4.85%), for Kailani (Warriewood), up to 80% lend. 

Special interest rate

  • 3.5% fixed interest rate for 3 years (NSW comparison rate 3.57%), For Rivera (Eastgardens), up to 90% lend.

Meriton Property Finance is not available for Iconica purchasers.

Why Meriton Property Finance?

  • Unlike a traditional lender, Meriton Property Finance will offer up to 90% finance of the purchase price (not valuation) and also use 100% of your income to determine the highest borrowing capacity for each purchaser. Loans are approved prior to the exchange of contracts guaranteeing you finance upon completion, eliminating stress, and our borrowers always refinance with ease.
  • No Stress! Your borrowing amount and interest rate are locked in prior to purchase.
  • Off-the-plan certainty. Meriton finance approval is valid until settlement, which can be up to 24 months. Unlike Bank approvals that are only valid for 3 months
  • No early discharge penalty fees
  • No valuation fees
  • No mortgage insurance payable
  • No brokerage fees
  • Our in-house finance team can approve loans within 2 business days, unlike banks who can take many weeks

What do we offer for local and overseas buyers?

  • Meriton Property Finance offers up to 90% of the purchase price on a fixed interest rate for 3 years on all NSW and QLD sites (Excluding Iconica). Meriton combines competitive interest rates with no valuations or valuation fees, no mortgage insurance, no brokerage fees and no early payout penalty fees.

How it works

Once you have applied and your loan has been approved, the interest rate is fixed and the approval is valid until you are required to settle. Unlike a traditional lender, Meriton does not adjust the interest rate on any loan after it is approved. Once you have settled, loan interest payments are debited by direct debit from your nominated bank account on the first business day of each month. Pre-payment of monthly interest and lump sum principal reductions are allowable.

You may discharge your loan penalty-free at any stage. The loan period may be extended beyond the 3-year term, subject to Meriton’s absolute discretion and further terms and conditions.

What does it cost?

A fee of $1500 is required to be paid at time of lodging the application and all necessary documentation. This fee is refundable if the application is declined.

How to apply

Simply contact Meriton Property Finance or download the application form below. You must also download and read the Credit Guide before applying. Once your application form is complete, post your original application to Meriton Property Finance with $1500 and any supporting paperwork. You will receive a response within 2 business days.

  • Meriton assist clients looking to purchase a Meriton apartment by offering a low-cost mortgage loan.
  • Meriton combines a competitive interest rate with no valuations or valuation fees, no mortgage insurance, no brokerage fees and no early payout penalty fees.

Credit Guide
Meriton Property Finance Application Form
Meriton Property Finance Application Form Chinese

Contact Information:
Phone: 02 9287 2888
Email: finance@meriton.com.au

All information contained within this page is intended as a general introduction to Meriton Property Finance only and does not form an offer or contract. Information is accurate at publication date and may be subject to change. You are directed to rely on your own enquiries and to obtain independent financial advice as to the suitability of any products on offer. All applications for finance are subject to approval. Vendor finance is offered by Meriton Property Finance (MPF), ABN 36 101 180 607, Credit Licence 393461. 

NSW and QLD rates:

MPF offers up to 90% lend to local and overseas borrowers on contracts that have not exchanged, 4.75% fixed interest rate for 3 years (NSW comparison rate 4.82%, QLD comparison rate 4.83%), excluding Kailani (Warriewood). 

MPF offers up to 90% lend to local and overseas borrowers on contracts that have not exchanged, 3.5% fixed interest rate for 3 years (NSW comparison rate 3.57%), for Rivera (Eastgardens). 

MPF offers up to 80% lend to local and overseas borrowers on contracts that have not exchanged, 4.75% fixed interest rate for 2 years (NSW comparison rate 4.85%), for Kailani (Warriewood). 

Meriton Property Finance is not available for Iconica purchasers. 

Meriton retains the right to revoke or vary the offer without notice. All information and prices correct as at 11/12/2023.